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As we begin to return to a sense of normality with the reopening of stores and hospitality, it’s a good time to get a solid spending plan in place so you can enjoy yourself, knowing you’re being sensible with your money. Like all new habits, they take time and practice, but we’ve gathered a few top tips for beginners to help kickstart a money management plan today. Be Realistic Budgeting is, of course, at the heart of any good money management plan. Holding ourselves accountable to clearly defined budgets is crucial for anyone looking to be careful with their money post-lockdown. These budgets, however, must be realistic in relation to your typical spending habits if you are to stick to them. Take a look at your average spending habits across the board and work out whether there are any areas you could, or would like to cut back and create yourself a monthly or weekly spending plan. It might take a while to completely adjust to your new targets, and there may be times you need to modif...

Whether you’re looking to establish a new business online, interact with your existing customer base, or reach out to an audience further afield, Instagram is the way to go. With over 32 million users in the UK alone ( Statista, April 2021 ), the social media platform is one of the best ways to grow your business online in 2021. If you’re looking to get yourself and your business set up, check out our top tips below. Setting It Up Creating an Instagram Business page takes less than 5 minutes and only requires a bit of basic contact information to register. After entering your desired username, you’ll need to add a contact number and email address to complete registration of the account. You can also use a Facebook account to sign up, if you wish to connect the two platforms. Once you’re into the account, you can start to add your profile picture, bio and business information to give your profile a bit of personality. Remember, Instagram profile pictures always appear as a circle, so ma...